💡 Term vs. whole life insurance — the 60-second version.
Term life: coverage for a set period (10, 20, 30 years). Lower cost, straightforward protection — built for the years your family depends on your income most.
Whole life: lifetime coverage with a cash value component that grows over time. Higher cost, permanent protection + a savings element.
Neither is "better" — they solve different problems. The right question isn't which type wins, it's what your family needs protected, and for how long.
That's the conversation I have with Michigan families every week.
Helping One Family at a Time. 💙💛
— Deep, DM Legacy Partners (licensed life insurance producer)
🌐 https://dmlegacy.net
*Educational purposes only. Not financial advice.*